Verifying the status of your vehicle insurance in Nigeria is crucial to ensure that you are legally covered and can drive with peace of mind.
The Nigerian Insurance Industry Database (NIID) provides a reliable platform for this purpose. Here’s a comprehensive guide to help you navigate the process smoothly.
What is NIID?
The Nigerian Insurance Industry Database (NIID) is the central record of all insured vehicles in Nigeria. It is an initiative by the Nigerian Insurers Association (NIA) to curb the circulation of fake insurance certificates. The NIID serves as a verification tool for law enforcement agencies and policyholders alike.
How to Verify Your Vehicle Insurance Status
Verifying your vehicle insurance status is straightforward. Follow these steps:
- Visit the Official NIID Website: Go to www.askniid.org to access the verification platform.
- Select the Vehicle Policy: Choose between a single vehicle or a fleet.
- Enter Your Details: You can search using your policy number or your vehicle’s registration number.
- Check the Status: After entering the details, the status of your vehicle’s insurance will be displayed.
Alternatively, you can dial *565*11# on any phone and follow the prompt to verify your motor insurance.
Most Asked Questions About Vehicle Insurance Verification
How Can I Check My Car Insurance Policy in Nigeria?
To check the genuineness of your car insurance, use the NIID platform:
- Online: Visit www.askniid.org and enter your policy or vehicle registration number.
- USSD Code: Dial *565*11# and follow the instructions.
Why is it Important For My Car Insurance To Be On the NIID Platform?
It’s essential for several reasons:
- Legal Compliance: It ensures your vehicle is legally insured.
- Accident Response: Police refer to the NIID list in accidents.
- Avoid Penalties: Vehicles not on the list may be impounded.
How Can I Verify if an Insurance Company is Legit?
Verify the company’s legitimacy with NAICOM:
- Visit NAICOM Website: Go to www.naicom.gov.ng.
- Check the List: Look for the insurance company under the appropriate category.
How Can I Contact NIID?
You can reach NIID through:
- Address: 264 Ikorodu Road, Savoil Bus Stop, Ilupeju, Lagos, Nigeria.
- Phone: +234-817-078-4444 or +234-802-990-8531
- Email: info@nigeriainsurers.org
